Versatile New Construction Loans

For experienced builders and investors, Temple View Capital provides ground up construction loans to get your project rolling quickly. Compared with other ground up construction lenders and hard money lenders, Temple View offers a seamless and efficient application and approval process for new construction loans. With our team’s expert guidance, competitive rates, and customized terms and conditions, you can expect a streamlined process to secure the hard money loan financing you need.

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Ground Up Loans*

90% LTC and 75% LTARV
$100K-$4M Loan Amount
1-4 Single-Family Homes and Townhomes
12-24 Month Terms
LLCs, LPs and Corporations ONLY
Survey Required

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Have questions about the construction draw request process? Click here to learn more.

*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process. Rates and terms are as of 4/9/2025.

Advantages of Our Ground Up Loans

Our programs are tailored to your project, experience and unique requirements. Apply now for a quick assessment.

Non-Dutch Interest
Escrow Payments
No Red Tape, No Income, No Assets, No Reserves
Designed for Ease, Speed and Flexibility

Purchase, Delayed Purchase, Rate & Term Refinance, Refinance for Free and Clear Properties
Easy Draw Process
Nationwide Lending

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FAQs

What are the requirements for a ground up construction loan?

The eligibility for a ground up construction loan is determined by the borrower's experience, credit score, as well as plans and permits.

Will the loan disbursements be made in stages based on construction progress? How are these disbursements processed?

The eligibility for a ground up construction loan is determined by the borrower's experience and credit score, as well as plans and permits.

What are the inspection and appraisal processes during construction to determine the loan disbursements?

The inspection process involves verifying that the work is 100% complete as per the agreed-upon draw schedule. An inspection showing satisfactory completion is required for approval.

What is the repayment schedule during the construction phase?

The repayment terms entail making interest-only payments every month.

Are there any requirements for contingency funds or reserves during the construction process?

To receive draws, one must have approved plans and permits, as these documents are necessary and required contingencies.

How long does it typically take to process and fund the construction loan?

Processing funds typically takes 7-10 business days, subject to approval of the appraisal, title work, and other necessary documentation.