Stabilized and Flexible Bridge Lending

Never miss an opportunity to buy the right investment property! Temple View Capital’s bridge loan mortgage allows you to quickly purchase an investment property, whether your goal is to cash-out, refinance, or sell your property. For short-term financing that is flexible enough to meet the needs of your project, Temple View’s stabilized bridge loan financing can provide the perfect transition.

Bridge Loans*

  • Up To 80% LTV
  • $75K – $4M Loan Amounts
  • No Red Tape, No Income, No Reserves
  • No Asset Verification *restrictions apply
  • 1-4 Single-Family Homes, Condos, Townhomes
  • 6-24 Month Terms
  • No Pre-Payment Penalty
  • Purchase Transactions
  • LLCs, LPs and Corporations ONLY

*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process. Rates and terms are as of 6/12/2024. 

What is a Bridge Loan?

A bridge loan for real estate is a short-term loan that allows you to borrow money against your current property's equity and use it as a down payment on a new property. Bridge financing is an excellent option for real estate investors who want to purchase a new property without the pressure of immediately selling their current one. If you’re looking for bridge loan lenders, you’ll be happy to know that Temple View Capital underwrites your loan on the completed value of the project, meaning you won’t need to bring as much cash to the table or dilute your equity to get your new loan close.

Advantages of Our Bridge Loans

Our programs are tailored to your project, experience and unique requirements. Apply now for a quick assessment.

  • Interest Only Payments
  • Delayed Purchase Financing
  • Escrow Payments
  • Close Fast With a Shortened Guaranteed Interest
  • Repay with Flexible Terms
  • Stay Competitive While Making Offers
  • Ideal for Quick Turnarounds and Refinance Exit Strategies
  • Nationwide Lending

FAQs

What are the requirements for a bridge loan?

The eligibility for a bridge loan is determined by the borrower's experience and the loan-to-value (LTV) ratio.

How long is the loan term? Is there an option to extend if needed?

Bridge loan terms are typically shorter in duration, often ranging from a few months to a few years, and are not typically extended to the length of a traditional 30-year loan.

What is the repayment schedule?

The repayment schedule for a bridge loan involves monthly payments of both interest and principal over a period of 360 months.

What documents and information do I need to provide to qualify for the loan?

To apply for a bridge loan, the required documents include an appraisal, completed application form, credit score information, details about the entity (if applicable), and recent bank statements.

Is there a minimum credit score requirement to qualify for the loan?

A minimum credit score of 660 is required to qualify for a bridge loan.

Are there any contingencies or conditions that need to be met before the loan is funded?

To secure a bridge loan, certain contingencies and conditions must be fulfilled, including having insurance in place, an appraisal with an acceptable value and rent schedule, providing acceptable asset documentation, and ensuring a clear title for the property.

Still have questions?

Reach out to our dedicated team, we are happy to help!

See What Our Clients Have to Say

"This is one of my favorite lenders to close for; I mean I absolutely love working with this team! They are great with communication from beginning to end and they put in the extra late hours with me to ensure we actually close ON TIME.

The products they offer are also great for investors. From the products to the team, I think they're one of the best hard money lenders out there."

L.C

"Been working with them for a few months. The advanced draws is what sets them apart. I’m doing more than one deal at a time so to get money upfront for work is a big difference maker.

Dave W. is there every time I need something and I can speak directly to others if need be. Wish underwriting was a bit faster as they ask me for things others don’t, but you take the good with the bad."

B.H

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"I have closed several loans with this lender. I did not have any issues and all of my loans were quick to close. One of the loans had a delay on the seller’s end and Temple View did a great job dealing with the delay and making sure the loan closed.

I worked with Matt S. and Danielle O. and I am very happy with their communication and knowledge. I would highly recommend Temple View and will definitely work with them again."

N.G.

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"I have been in the business for over 5 years and Temple View has exceeded my expectations of what and how a hard money lender should operate. Temple View Capital is by far one of the best companies I have worked with to date. Very professional and attentive to my business needs.I have over 10 loans with this lender, I have several investors that I have referred to Temple View and each of them are very pleased with the services they received. This is truly a company you can depend on and trust. A special thanks to Matthew and Danielle for always getting the job done."

J.H.

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"I would highly recommend Temple View to anyone looking to do business in the fix and flip space. Their terms are competitive, and their process is smooth. They were able to close in less than two weeks start to finish. I will definitely use them again."

L.S.

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"My experience with TVC was remarkable. The quality of service I received from Paul J. and Katie S. was amazing. They were knowledgeable and thorough, and got me through the loan process swiftly. I would recommend TVC to anyone looking for a no hassle hard money product."

T.G.

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"What I appreciate about Temple View is that they were able to get creative with my financing structure where other lenders wouldn’t. The closing process was really seamless, way more efficient than my experience working with other lenders in the past."

B.C.

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"Working with Temple View Capital has been one of the best decisions we've made as investors. The entire process has been smooth. They have gone above and beyond to provide guidance and recommendations. We're excited to close on our first property and look forward to working with Temple View on future projects."

R.R.

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