Stabilized and Flexible Bridge Lending
Never miss an opportunity to buy the right investment property! Temple View Capital’s bridge loan mortgage allows you to quickly purchase an investment property, whether your goal is to cash-out, refinance, or sell your property. For short-term financing that is flexible enough to meet the needs of your project, Temple View’s stabilized bridge loan financing can provide the perfect transition.
Bridge Loans*
- Up To 80% LTV
- $75K – $4M Loan Amounts
- No Red Tape, No Income, No Reserves
- No Asset Verification *restrictions apply
- 1-4 Single-Family Homes, Condos, Townhomes
- 6-24 Month Terms
- No Pre-Payment Penalty
- Purchase Transactions
- LLCs, LPs and Corporations ONLY
*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process. Rates and terms are as of 9/21/2023.
What is a Bridge Loan?
A bridge loan for real estate is a short-term loan that allows you to borrow money against your current property's equity and use it as a down payment on a new property. Bridge financing is an excellent option for real estate investors who want to purchase a new property without the pressure of immediately selling their current one. If you’re looking for bridge loan lenders, you’ll be happy to know that Temple View Capital underwrites your loan on the completed value of the project, meaning you won’t need to bring as much cash to the table or dilute your equity to get your new loan close.
Advantages of Our Bridge Loans
Our programs are tailored to your project, experience and unique requirements. Apply now for a quick assessment.
- Interest Only Payments
- Delayed Purchase Financing
- Escrow Payments
- Close Fast With a Shortened Guaranteed Interest
- Repay with Flexible Terms
- Stay Competitive While Making Offers
- Ideal for Quick Turnarounds and Refinance Exit Strategies
- Nationwide Lending
FAQs
The eligibility for a bridge loan is determined by the borrower's experience and the loan-to-value (LTV) ratio.
Bridge loan terms are typically shorter in duration, often ranging from a few months to a few years, and are not typically extended to the length of a traditional 30-year loan.
The repayment schedule for a bridge loan involves monthly payments of both interest and principal over a period of 360 months.
To apply for a bridge loan, the required documents include an appraisal, completed application form, credit score information, details about the entity (if applicable), and recent bank statements.
A minimum credit score of 660 is required to qualify for a bridge loan.
To secure a bridge loan, certain contingencies and conditions must be fulfilled, including having insurance in place, an appraisal with an acceptable value and rent schedule, providing acceptable asset documentation, and ensuring a clear title for the property.
See What Our Clients Have to Say
Dave W. is there every time I need something and I can speak directly to others if need be. Wish underwriting was a bit faster as they ask me for things others don’t, but you take the good with the bad."
B.H
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I worked with Matt S. and Danielle O. and I am very happy with their communication and knowledge. I would highly recommend Temple View and will definitely work with them again."
N.G.
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